费用表
隐私政策

业务 Account Agreement and Terms & 条件

信用卡 披露的信息
房屋净值 Line of Credit Terms & 条件

Health 储蓄 Account Agreement
Health 储蓄 Account Disclosure

National Credit Union Administration (NCUA)

National Credit Union Administration

NCUA Share 保险

  • Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  • 独立的你.S. Government agency that regulates, charters, and insures the nation's federal credit unions
  • Credit Union shares are insured by the National Credit Union Share 保险 Fund (NCUSIF)
  • Not one penny of insured savings has ever been lost by a member of a federally insured credit union
  • The fund is currently at the strongest and best-reserved level in its history
  • Individual Retirement Accounts (爱尔兰共和军s) are insured separately from regular share accounts to $250,000.

元素 Financial is an Equal Housing Lender

We Do 业务 In Accordance With Federal Fair Lending Laws

As a member of 元素 Financial you have certain rights and are protected when applying for any type of loan, including special rights when applying for a mortgage loan.

UNDER THE FEDERAL FAIR HOUSING ACT, 这是非法的, ON THE BASIS OF RACE, COLOR, 国家的起源, 宗教, 性, 障碍, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:

  • Deny a loan for the purpose of purchasing, 构建, 改善, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, 利率, 持续时间, application procedures, or other terms or conditions of such a loan, or in appraising property.


IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing & Urban Development
Washington, DC 20410
For processing under the Federal Fair Housing Act

和:

National Credit Union Administration
Office of Consumer Protection
Alexandria, VA 22314-3428
For processing under NCUA Regulations.

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, 这是非法的 TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • On the basis of race, color, national origin, religion, sex, marital status, or age,
  • Because income is from public assistance, or
  • Because a right was exercised under the Consumer Credit Protection Act.


IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

National Credit Union Administration
Office of Consumer Protection
Alexandria, VA 22314-3428

Health Plan Transparency in Coverage

Through UnitedHealthcare, UMR and HealthSCOPE 好处 create and publish the Machine-Readable Files on behalf of 元素 Financial Federal Credit Union.

To link to the Machine-Readable Files, please click on the URL provided: transparency-in-coverage.uhc.com